Equifax Credit Bureau is a financial services company. The company provides servicing of credit reports, credit scores, protection against identity theft, portfolia management, fraud detection, marketing tools, etc. It was founded in 1908 and at the present time the company is one of the leading credit bureaus in the world.
Equifax Credit Bureau collects credit reporting information from many sources such as consumer transactions in order to generate a credit file that displays the personal credit history of a customer. This credit file reflects the FICO score as well that indicates the customer's capacity to repay a loan. |
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Consumer Rating: 8 Review Points
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Credit Cards
A credit card is a system of payment. It is named after the small plastic card. The card is issued to users of the system. The issuer lends money to the user to be paid later to the merchant. It is different from a charge card, since it does not require the balance to be paid off in full each month. It allows the consumer to 'revolve' his/her balance with the interest being charged.
Almost all credit cards are issued by local banks or Credit Unions. They are of the same shape and size as indicated by the Standard. Credit cards are issued after an account has been approved by the credit provider. The validity of the card is verified using a credit card payment terminal or Point of Sale (POS) system.
Sometimes poor security level of the credit cards and/or credit card systems can provide different possibilities for fraud. There's even such a things exist as a black market for stolen credit card numbers, which are usually used quickly before the cards are reported stolen. But amazingly enough the main reason for all these frauds and security leaks are the card holders themselves, so be aware!
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Chase Bank
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Aspire Visa
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credit card
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FIRST EQUITY BUSINESS CARD
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Innovative Merchant Solutions
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